Terms and Conditions

Updated as of August 1, 2023

THIS DOCUMENT CONTAINS VERY IMPORTANT INFORMATION REGARDING YOUR RIGHTS AND OBLIGATIONS, AS WELL AS CONDITIONS, LIMITATIONS, AND EXCLUSIONS THAT MIGHT APPLY TO YOU. PLEASE READ IT CAREFULLY.

THESE TERMS REQUIRE THE USE OF ARBITRATION TO RESOLVE DISPUTES, RATHER THAN JURY TRIALS

BY ACCESSING OR USING THE WEBSITE, CONTENT, OR SERVICES, OR BY CLICKING A BOX THAT STATES THAT YOU ACCEPT OR AGREE TO THESE TERMS OF SERVICE, YOU AGREE THAT YOU HAVE READ AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE. IF YOU DO NOT AGREE TO THESE TERMS OF SERVICE, OR DO NOT MEET THE QUALIFICATIONS (INCLUDING THE ELIGIBILITY QUALIFICATIONS) INCLUDED IN THESE TERMS OF SERVICE, FEESIBLE IS NOT WILLING TO PROVIDE YOU WITH ACCESS TO OR USE OF THE WEBSITE, CONTENT, OR SERVICES AND YOU MUST NOT ACCESS OR USE THE WEBSITE, CONTENT, OR SERVICES. IF YOU ACCESS OR USE THE WEBSITE, CONTENT, OR SERVICES, YOU ACKNOWLEDGE THAT YOU MEET THE QUALIFICATIONS INCLUDED IN THESE TERMS OF SERVICE AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE.

These terms and conditions are entered into by and between Feesible Inc., and its affiliates (”Feesible,” “we,” or “us”) and together with any documents or additional terms and conditions they expressly incorporate by reference including, without limitation, Feesible’s Privacy Policy, available at www.feesible.com/privacy (collectively, “Terms of Service”), govern Your access to and use of www.feesible.com including any content, functionality, and services ordered on or through https://www.feesible.com/ (the “Website”), whether as a guest or in another capacity. These Terms of Service apply to the use of the Website and to the Content and Services available through the Website, regardless of the website through which You access or use the Website, Content, or Services.

You are responsible for compliance with these Terms of Service (including the Privacy Policy). Unless You later enter into any other agreements with Feesible regarding the Website, Content, or Services, these Terms of Service is the complete and exclusive agreement between You and Feesible regarding Your access to and use of the Website, Content, and Services. These Terms of Service supersede any prior agreement or proposal, oral or written, and any other communications between You and Feesible relating to Your use of the Website, Content, or Services.

a. Accounts. You are permitted to access portions of the Website without establishing a user account on the Website, provided that You have agreed to these Terms of Service. However, access to and use of certain portions of the Website may require that You establish a user account (an “Account”). Approval of Your request to establish an Account will be at the sole discretion of Feesible. If You are the Account Authority (as defined below), You may authorize designated individuals to use and access the Website on Your behalf through Your Account (You and each such individual, as applicable, a “User” of Your Account). If an Account is only associated with You, then You may use and access the Website through Your Account as the sole User of the Account. Each user identification and password for Your Account (each, “Account ID”) is personal in nature and may be used only by You or, as applicable, the User to whom the Account ID is issued.

b. Account Registration. In connection with establishing an Account, You will be asked to submit certain information about You (“Registration Information”). You agree that: (i) all such information that You provide will be accurate, complete, and current; (ii) You will maintain and promptly update all such information to keep it accurate, complete, and current; and (iii) You will not provide any information belonging to another person or organization with the intent to impersonate that person or organization. Before posting any Registration Information of Users associated with Your Account, You are responsible for obtaining any and all authorizations required by Law to authorize the sharing of their Registration Information, including their personal information, on the Website. Feesible is not liable for any invasion of privacy or other claim that may be asserted by Users of Your Account as a result of Your posting of Registration Information regarding Users of Your Account on the Website and the subsequent sharing of that information with other Users as described in the Privacy Policy. By providing Registration Information, You authorize Feesible to disclose such information as described in the Privacy Policy.

c. Account Authority. If an Account is associated with multiple Users, then the individual who establishes Your Account (the “Account Authority”) will have control over Your Account. If an Account is only associated with You, then You will be the Account Authority for Your Account, unless You designate a different Account Authority as specified below. Feesible may deem the Account Authority to have full authority for all decisions relating to Your Account, including (i) addition or removal of Users; (ii) permissions to access Your Account; (iii) disputes regarding Your Account; (iv) notices and other communications relating to Your Account; and (v) any other decisions that may be required regarding Your Account. There must always be one and only one Account Authority for each Account. The initial Account Authority must be designated in the initial request to establish an Account. If an initial Account Authority is not designated, the individual requesting to establish an Account shall be deemed the initial Account Authority for that Account. The Account Authority may be changed: (a) by an email sent to Feesible from the registered email address of the current Account Authority; (b) by written notice provided to Feesible; or (c) as separately directed and acknowledged by Feesible. It is Your responsibility to properly designate a new Account Authority whenever appropriate. In the event of a dispute where multiple persons claim to be the rightful Account Authority, Feesible reserves the right, at its sole discretion, to: (1) suspend all access to Your Account until an Account Authority is properly designated to Feesible’s sole satisfaction; or (2) terminate Your Account and delete Your Registration Information.

d. Responsibilities. You are solely responsible for all access to and use of Your Account (whether authorized or unauthorized), including all Services, accessed through Your Account. Feesible may deem any actions taken through Your Account to have been authorized by You. You are responsible for the compliance, and the compliance of any other Users of Your Account, with these Terms of Service. You will ensure the security and confidentiality of each Account ID and will notify Feesible immediately if any Account ID is lost, stolen, or otherwise compromised. You acknowledge that You are fully responsible for all costs, fees, liabilities, or damages incurred, and material transferred, stored, modified, or shared through the use of each Account ID (whether lawful or unlawful). You acknowledge that any orders made or other transactions completed through Your Account will be deemed to have been lawfully completed by You. In no event will Feesible be liable for the obligations set forth in this Section or the failure by You to fulfill such obligations.

a. Application Information. Through the Services, You may complete and submit Applications. In order to complete and submit an Application, You will be required to provide certain information, text, data, or personal information about You, including but not limited to, Your name and address (“Application Information”). You represent and warrant that You have obtained all necessary consents to provide the Application Information about You. You will need to sign and confirm the accuracy of your application before it can be submitted to Feesible. You acknowledge and agree that Feesible may share and transmit Your Application Information to third parties for processing Your Application or for any other lawful purpose.

b. Restrictions on Submitting Applications. You herein acknowledge, understand, and agree that You are solely responsible for all Registration Information You input on or through the Website or otherwise made available by way of the Services. As such, Feesible does not guarantee the accuracy, integrity, or quality of Registration Information.

c. Prohibited Uses. You agree not to make use of the Services for the purpose of: (i) uploading, emailing, transmitting, or otherwise making available any material that shall be deemed unlawful, harmful, threatening, abusive, harassing, tortious, defamatory, vulgar, obscene, libelous, or invasive of another's privacy or which is hateful, or racially, ethnically, or otherwise objectionable; (ii) impersonating any individual or entity, including, but not limited to, any Feesible officials, insurance agents, or brokers or falsely stating or otherwise misrepresenting any affiliation with an individual or entity; (iii) uploading, emailing, transmitting or otherwise offering any materials that You do not personally have any right to offer pursuant to any Law or in accordance with any contractual or fiduciary relationship; (iv) intentionally or unintentionally violating any local, state, federal, national or international law, including, but not limited to, rules, guidelines, or regulations decreed by the U.S. Securities and Exchange Commission, in addition to any rules of any nation or other securities exchange, that would include without limitation, the New York Stock Exchange, the American Stock Exchange, or the NASDAQ, and any regulations having the force of law; (v) providing informational support or resources, concealing, or disguising the character, location, and or source to any organization delegated by the United States government as a "foreign terrorist organization" in accordance to Section 219 of the Immigration Nationality Act; and (vi) collecting or storing of any personal data relating to any other member or user in connection with the prohibited conduct or activities which have been set forth in the aforementioned paragraphs.

a. To the Website. Subject to Your compliance with these Terms of Service, Feesible will permit You to access and use the Website, Content, and Services solely for lawful purposes and only in accordance with these Terms of Service and any other agreement You agree to with Feesible before being given access to any specific aspects of the Website. Any additional agreement is in addition to these Terms of Service and will govern Your use of the portions of the Website to which the additional agreement applies in the event of a conflict between the terms of these Terms of Service and the additional agreement.

b. To Content. You may be provided with access to a variety of Content through the Website, including, but not limited to quotations, text, product and service descriptions, graphics, and other data, information, and media. Unless otherwise noted on the Website, all Content available through the Website is owned by Feesible and Feesible’s other third party providers. All Content is provided for informational purposes only and You are solely responsible for verifying the accuracy, completeness, and applicability of all Content and for Your use of any Content. Subject to Your compliance with these Terms of Service, You may access the Content solely for Your own personal purposes in connection with Your use of the Website. You will not, and will not permit any third party to: (i) alter, modify, reproduce, or create derivative works of any Content; (ii) distribute, sell, resell, lend, loan, lease, license, sublicense or transfer any Content; or (iii) alter, obscure, or remove any copyright, trademark, or any other notices that are provided on or in connection with any Content. Certain Content may include or be based on data, information, or content from third-party providers (“Third Party Content”) including but not limited to financial details, corporate information, employment information, management details, and reviews. Feesible has not verified the accuracy of, and will not be responsible for any errors or omissions in, any Third Party Content provided through the Website. Without limiting the foregoing, Feesible will not be held liable to You or any other third party for any Third Party Content under a Federal Law the Communications Decency Act or CDA, 47 U.S.C. § 230. Except as set forth in these Terms of Service, You are granted no licenses or rights in or to any Content, or any IPR (as defined below) therein or related thereto. If You would like to use the Content in a manner not permitted by these Terms of Service, please contact Feesible.

c. To Third Party Offering. The Website may provide You with the choice to access services developed, provided, or maintained by other third-party service providers (“Third Party Offerings”). In addition to the terms of these Terms of Service, Your access to and use of any Third Party Offerings is also subject to any other agreement You may agree to before being given access to the Third Party Offerings (each, a “Third Party Service Agreement”). The terms of any Third Party Service Agreement (which may include payment of additional fees) will apply to the applicable Third Party Offerings provided under that Third Party Service Agreement in addition to the terms of these Terms of Service but will not apply to any other Services You may access through Feesible. Except as set forth in these Terms of Service, the terms of any Third Party Service Agreement will control in the event of a conflict between the terms of these Terms of Service and that Third Party Service Agreement.

Unless otherwise amended as provided herein, these Terms of Service will exclusively govern Your access to and use of the Website, Content, and Services, and is the complete and exclusive understanding and agreement between the parties, and supersedes any oral or written proposal, agreement or other communication between the parties, regarding Your access to and use of the Website, Content, and Services. Except as expressly set forth in these Terms of Service, these Terms of Service may be amended or modified only by a writing signed by both parties. All waivers by Feesible under these Terms of Service must be in writing or later acknowledged by Feesible in writing. Any waiver or failure by Feesible to enforce any provision of these Terms of Service on one occasion will not be deemed a waiver by Feesible of any other provision or of such provision on any other occasion. If any provision of these Terms of Service is held to be unenforceable, that provision will be removed to the extent necessary to comply with the Law, replaced by a provision that most closely approximates the original intent and economic effect of the original to the extent consistent with the Law, and the remaining provisions will remain in full force. The prevailing party in any lawsuit or proceeding arising from or related to these Terms of Service will be entitled to receive its costs, expert witness fees, and reasonable attorneys’ fees, including costs and fees on appeal. Neither these Terms of Service nor any rights or obligations of You hereunder may be assigned or transferred by You (in whole or in part and including by sale, merger, consolidation, or other operation of Law) without the prior written approval of Feesible. Any assignment in violation of the foregoing will be null and void. Feesible may assign these Terms of Service to any party that assumes Feesible’s obligations hereunder. The parties hereto are independent parties, not agents, employees of the other or joint venturers, and neither acquires hereunder any right or ability to bind or enter into any obligation on behalf of the other. Any reference herein to “including” will mean “including, without limitation.” Upon request from Feesible, You agree to provide Feesible with such documentation or records with respect to Your activities under these Terms of Service as may be reasonably requested for Feesible to verify Your compliance with all Laws and the terms of these Terms of Service.